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Protect Your Home Away from Home
Whether it's your vacation getaway or a rental property, our secondary and seasonal dwelling insurance ensures that your investment is protected year-round from Florida’s unique risks, no matter how far away you are.
Insurance Options for Secondary and Seasonal Homes in Florida
Explore our flexible insurance coverage designed to keep your secondary home safe from unexpected events:
Safeguard your vacant property from fire, theft, and vandalism with tailored protection for homes that are for sale, under renovation, or temporarily unoccupied.
Learn MoreLandlords: Ensure your rental or seasonal property is covered, whether it’s owner-occupied or rented to tenants, providing peace of mind no matter the season.
Learn MoreRenting out your home for short stays through Airbnb® or VRBO®? Our short-term rental insurance protects both you and your tenants from potential risks during their stay.
Learn MoreGet insider insurance knowledge
Use our educational resources to feel confident navigating your policies, from questions on coverage features to claims process details and everything in between.
Education CenterFrequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
A Short-Term Rental policy covers homes that are being rented out on a short-term basis, either a minimum of 3-days/2-nights (at least 6 times per year) or a minimum of 30 days (no more than 6 times a year).
Vacant Home Insurance provides essential coverage for vacant homes, including risks like vandalism, water leaks, and fires that may go unnoticed when a property is unoccupied.
You may qualify for discounts based on your insurance score, roof shape, windstorm loss mitigation features, security systems, and more. Seniors and retirees, as well as active and retired military personnel also receive a discount. Talk to an American Integrity agent to get a quote tailored to your needs.
Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.
Learn more about homeowners and residential insurance
Browse educational articles about insurance coverage for your home and other types of property.
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Available Discounts
Save more while protecting your vacation or rental home. With American Integrity, you can benefit from discounts for bundling multiple policies, installing protective devices, or even upgrading your home’s safety features. Let us help you find the coverage that fits your budget.
Discounts