Landlords: Rental or Seasonal Dwelling Insurance

Protect Your Investment Year-Round

Q: How can I find an agent who works with American Integrity?

<p>Click here to use our <a href='/find-an-agent'>Agent Locator Tool</a>! All we need is your zip code and we&rsquo;ll give you a list of nearby agents to choose from.</p>

Owning a rental or seasonal property in Florida comes with unique risks, whether it’s a vacation retreat or an income-generating rental. Our Rental or Seasonal Dwelling Insurance is designed to protect your property from potential damage, theft, and liability

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what's covered

What Does Rental or Seasonal Dwelling Insurance Cover?

Our flexible insurance options provide comprehensive coverage for your rental or seasonal home, ensuring that it's protected from common risks such as:

Property Damage: Coverage for damage caused by storms, fire, or other natural disasters.
Vandalism and Theft: Protects your property from damage or loss due to break-ins or vandalism.
Liability Protection: If a tenant or guest is injured on your property, our liability coverage protects you from potential lawsuits.

Why Choose American Integrity?

At American Integrity, we know the unique challenges that come with renting or maintaining a rental or seasonal home in Florida. Our flexible coverage ensures that your property is protected, whether it’s rented year-round, seasonally, or left vacant for part of the year.

Plus, with available discounts for bundling policies, installing protective systems, and windstorm mitigation, you can get robust coverage at an affordable price.

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Insurance Coverage

Frequently Asked Questions

We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.

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These homes can be occupied by a tenant, the owner, or vacant. Examples include vacation homes, rental homes, investment properties, etc.

American Integrity offers two types of Rental or Seasonal Dwelling coverage. DP-3 policies offer broader coverage for various risks, while DP-1 policies provide basic coverage for specific perils like fire and windstorms.

You may qualify for discounts based on your insurance score, roof shape, windstorm loss mitigation features, security systems, and more. Seniors and retirees, as well as active and retired military personnel also receive a discount. Talk to an American Integrity agent to get a quote tailored to your needs.

Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.

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