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Integrity From The Start
"The name American Integrity Insurance was chosen because the business was founded during a time when the industry was overwhelmed with integrity issues." - Robert "Bob" Ritchie
How We Were Formed
Our Founder & CEO, Robert “Bob” Ritchie, created American Integrity Insurance in 2006 in response to the overwhelming shortage of sound home insurance choices in Florida. After the unprecedented hurricane season of 2004, many insurance companies went out of business, leaving their policyholders scrambling to find new coverage.
At the same time, many national carriers reduced their footprint in Florida, finding the risk in our state to be too great. Other companies just stopped writing new business, waiting for the dust to settle in the aftermath of the hurricanes. To most people, this wouldn’t appear to have been the ideal time to create an insurance company, but Bob saw things differently.
Our Inspiring Journey Through the Years
American Integrity Insurance began with a vision to provide tailored insurance solutions. Our founder's journey from humble beginnings to industry leader is a testament to dedication and passion.
2006
American Integrity Insurance Group was founded with a mission to provide reliable, customer-focused homeowners insurance tailored to Floridians.
2007
The company began serving customers across Florida by issuing its first official policy.
2012
American Integrity reached 100,000 policies in force (PIF) and was named one of the Best Places to Work by Business Insurance for the first time.
2014
American Integrity surpassed 200,000 policies in force.
2016
Sebo v. AHAC was a driving force in the roof crisis, resulting in rampant litigation, inflated roof claims, and increased policyholder premiums.
2017
Hurricane Irma, one of the most destructive and deadly Category 4 storms, inflicted tens of billions in losses to residential and commercial property throughout the Southeast.
2018
This year saw the peak of rampant abuse of Assignment of Benefits (AOB) contracts by lawyers and contractors which led to fraud, lawsuits, and skyrocketing premiums.
2019
The AOB Reform law created a partial fix to the roofing crisis by helping consumers maintain control of their claims and mitigating abusive contractor activity.
2021
American Integrity was recognized as a USA TODAY Top Workplace for the first time.
2022
In 2022, Hurricane Ian’s devastation underscored the need for insurance reform. SB 2A helped stabilize Florida’s market by ending one-way attorney fees and banning AOBs. That same year, American Integrity began expanding into South Carolina, marking its growth into a regional Southeast insurer.
2024
American Integrity entered the Georgia market, strengthening its presence and coverage throughout the Southeast. In the same year, they also grew to 300,000 policies in force and announced their intent for an Initial Public Offering (IPO).
2025
American Integrity rang the closing bell at the New York Stock Exchange after its successful IPO, marking a new era of opportunity.
In addition, the company surpassed 400,000 policies in force and entered the Commercial Insurance market in Florida.
Our Commitment to Improving the Insurance Market
American Integrity Insurance is committed to providing homeowners with sound, comprehensive insurance coverage and an extraordinary customer experience. We strive to be a valued partner to our policyholders, agents, and community.
We offer traditional and high value homeowners' insurance, condo insurance, and the special coverage required for vacant homes, manufactured homes, and policies designed for those who need less coverage or are renting out their home. We also offer extra protection, including flood insurance as well as identity theft and equipment breakdown coverage, to help address a broad range of needs facing homeowners today.
View Our Insurance ProductsOur AII Family
Imagine a place where insurance is exciting… That's American Integrity! From charity events to company picnics, our employees put the “A” and “I” in family. Working hard and having fun is in our company's genes. And as with our mascot, Leo the Loyal Lion, our strength lies within.
We have been recognized as a Top Place to Work in Tampa by the Tampa Bay Times and a Best Places to Work in Insurance by Business Insurance magazine several times, sparking companywide celebrations!
Volunteerism, working hard, and having fun are the cornerstones of our unique workplace.
Our Mascot: Leo the Lion
Leo the Lion proudly stands as the official mascot of American Integrity Insurance Group, reigning as the King of Florida’s Home Insurance Marketplace. The lion symbolizes fearless commitment, moral strength, and the leadership that true integrity requires — a powerful reminder that doing the right thing is the strongest position any leader, or company, can hold.
When he’s not busy representing our brand throughout the Southeast, Leo can be found watching cat videos on YouTube, taking selfies, sharpening his claws, and sneaking in a cat nap or two. As the living symbol of our commitment to integrity, we couldn’t be happier to have Leo at the heart of the American Integrity family.
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