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Discounts to Lower Your Premium
We offer many opportunities to save big on your premium! Be sure to ask your agent today if you qualify
Discounts Available for Georgia Residents
You may be eligible for a discount on your policy. Do any of these situations apply to you?
If your home was constructed in the past year and you used an accredited builder, you may qualify for a premium reduction.
Available for policyholders with American Integrity’s flood endorsement or an auto policy written through the same agency that services the American Integrity homeowners policy.
You may receive a discount if you choose to receive policy notifications via email.
Available for homes built to FORTIFIED standards set by the Insurance Institute for Business & Home Safety (IBHS), including all hurricane mitigation requirements.
Active and retired military members qualify for a discount with some of our programs. We are proud to honor their service to our country.
If all residents of the home are non-smokers, you may be eligible for a non-smoker premium discount.
Home contains centrally monitored fire alarm, locally or centrally monitored burglar alarm, and/or a complete home sprinkler system.
If the policyholder is over the age of 60 OR is retired and over the age of 55, you could be eligible for a senior discount.
Policyholders who implement windstorm loss mitigation measures qualify for a premium discount.
- Hip Roof – All sides of the roof slope downwards to the walls (like a pyramid).
- Building Code – All of the protection requirements of the International Building Code are met in the construction of the home.
- Complete Window & Opening Protection – All exterior openings including windows, doors, skylights, and vents are protected and meet the minimum requirements of the International Residential Building code, or a licensed contractor with proper permits has installed the devices.
Frequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.
Yes, you can switch to American Integrity at any time! Just make sure to secure your new policy before canceling your old one to avoid a lapse in coverage.
Check out all our available Discounts and see if you qualify. You can also lower your premium by choosing a higher deductible and ensuring your coverage matches your home’s value. Talk to your agent to make sure that your policy matches the needs of your home – and your wallet.
Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.
Yes, we offer bundle options for additional coverage, including our Silver, Gold, and Diamond Packages. You can also bundle your home, boat, and/or golf cart coverage with American Integrity to earn our Multi-Policy Discount! Please note these options are currently only available in Florida. Talk to your agent to learn more.
Learn more about homeowners and residential insurance
Browse educational articles about insurance coverage for your home and other types of property.
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