Florida
Policyholder Login
Affordable Flood Insurance
Flooding can happen fast and without warning, especially in Florida’s unpredictable weather. With our flood insurance, you can protect your home and belongings from the costly damage caused by floods, all at an affordable price.
What does Flood Insurance Cover?
Our flood insurance in Florida provides comprehensive coverage for damage caused by floods due to heavy rain, storm surges, and hurricanes. From structural damage to personal belongings, we’ve got you covered where standard homeowners insurance falls short. You can also customize your plan with add-ons like Additional Living Expenses (ALE) to ensure you’re fully covered when it matters most.
Why Choose American Integrity?
Flooding is a major risk in Florida, but protecting your home doesn’t have to be expensive. Our flood insurance is priced competitively, often 15% lower than federal programs, giving you vital protection without high costs. Plus, our coverage starts immediately – no waiting period – ensuring you're prepared before the next storm hits.
Frequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
Standard homeowners insurance policies DO NOT cover flood damage. While flood insurance may be required in some circumstances, it’s wise to consider coverage no matter where you live, because flooding can happen anywhere.
Flood Insurance covers your home and belongings against water damage (such as storm surge) from hurricanes, tropical storms, and heavy rains, which aren’t included in standard policies.
The National Flood Insurance Program (NFIP) is a federal program managed by FEMA that provides flood insurance to property owners, renters, and businesses in specific communities. Coverage usually begins 30 days after purchase, and rate are determined by FEMA’s guidelines.
Our Flood Insurance offers lower rates and more robust coverage compared to the NFIP. There’s no waiting period and only one deductible per occurrence!
American Integrity’s Flood Insurance is available for homes, condos, rental properties, vacant properties, and seasonal residences.
There’s no waiting period! Your Flood coverage goes into effect immediately when you purchase through American Integrity.
Click here to use our Agent Locator Tool! All we need is your zip code and we’ll give you a list of nearby agents to choose from.
Learn more about homeowners and residential insurance
Browse educational articles about insurance coverage for your home and other types of property.
.jpeg?sfvrsn=f278888c_3)
.jpeg?sfvrsn=f736d7e6_3)
