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Florida Insurance Offerings
We’re here to help protect your home from Florida’s unique challenges with our broad coverage options including those for new construction, high-valued homes, condos, older homes, manufactured homes, renters, flood, cyber, and more.
Whether it's your vacation getaway, a vacant home, a short-term rental, or a seasonal rental property, our secondary and seasonal dwelling insurance ensures that your investment is protected year-round from Florida’s unique risks.
Golf carts are a great way to get around, whether it’s on the course or in your community. With our Golf Cart Insurance, you can enjoy your rides knowing your cart is protected from accidents, theft, and liability.
Whether you’re out on the water for leisure or sport, our Watercraft Insurance offers comprehensive coverage to keep your boat, personal watercraft, or Jet Ski® protected from the unexpected.
From installing protective devices in your home to being a senior or retiree, we offer a range of discounts to help keep your home insurance affordable.
We’re here to help protect your home from Florida’s unique challenges with our broad coverage options including those for new construction, high-valued homes, condos, older homes, manufactured homes, renters, flood, cyber, and more.
Whether it's your vacation getaway, a vacant home, a short-term rental, or a seasonal rental property, our secondary and seasonal dwelling insurance ensures that your investment is protected year-round from Florida’s unique risks.
Golf carts are a great way to get around, whether it’s on the course or in your community. With our Golf Cart Insurance, you can enjoy your rides knowing your cart is protected from accidents, theft, and liability.
Whether you’re out on the water for leisure or sport, our Watercraft Insurance offers comprehensive coverage to keep your boat, personal watercraft, or Jet Ski® protected from the unexpected.
From installing protective devices in your home to being a senior or retiree, we offer a range of discounts to help keep your home insurance affordable.
Georgia Insurance Offerings
From beaches to mountains, American Integrity provides comprehensive coverage for Georgia homeowners insurance so you can enjoy peace of mind in your newly constructed home (built in the last five years).
Golf carts offer a fun and convenient way to travel—on the course or around your neighborhood. With our Golf Cart Insurance, you can ride confidently knowing your cart is covered against accidents, theft, and liability.
Standard homeowners insurance excludes flood coverage, leaving you at risk. Add a flood endorsement to protect your Georgia home and belongings from unpredictable water damage with rates that are typically 15% lower than the NFIP.
From using an accredited builder to installing protective devices in your home, we offer a range of discounts to help keep your Georgia home insurance affordable.
From beaches to mountains, American Integrity provides comprehensive coverage for Georgia homeowners insurance so you can enjoy peace of mind in your newly constructed home (built in the last five years).
Golf carts offer a fun and convenient way to travel—on the course or around your neighborhood. With our Golf Cart Insurance, you can ride confidently knowing your cart is covered against accidents, theft, and liability.
Standard homeowners insurance excludes flood coverage, leaving you at risk. Add a flood endorsement to protect your Georgia home and belongings from unpredictable water damage with rates that are typically 15% lower than the NFIP.
From using an accredited builder to installing protective devices in your home, we offer a range of discounts to help keep your Georgia home insurance affordable.
South Carolina Insurance Offerings
From sandy beaches to picturesque mountains, American Integrity provides comprehensive homeowners insurance throughout South Carolina so you can relax and enjoy your home with peace of mind.
The most common and costliest natural disaster in the U.S. is flooding. Flood protection is not included on a standard homeowners insurance policy, so it’s important to make sure you’re covered.
From living in a secured community to opting for a paperless policy, we offer a range of discounts to help keep your South Carolina home insurance affordable.
From sandy beaches to picturesque mountains, American Integrity provides comprehensive homeowners insurance throughout South Carolina so you can relax and enjoy your home with peace of mind.
The most common and costliest natural disaster in the U.S. is flooding. Flood protection is not included on a standard homeowners insurance policy, so it’s important to make sure you’re covered.
From living in a secured community to opting for a paperless policy, we offer a range of discounts to help keep your South Carolina home insurance affordable.
Learn more about homeowners and residential insurance
Browse educational articles about insurance coverage for your home and other types of property.
Don't Be Caught Unprepared: Understanding Hurricane Risks in Florida
Learn how to prepare for Florida’s hurricane risks and protect your home with affordable coverage options from American Integrity Insurance.
3/11/2025 1:43:08 PM
Living in Florida means enjoying sunshine and coastal beauty year-round — but also facing the realities of hurricanes and tornado season. With unpredictable weather and rising storm intensity, Florida homeowners must understand the risks and protect their properties with the right coverage, such as affordable Florida property insurance.
Many Homeowners Remain Uninsured
A 2024 Newsweek report states: cited data from the Insurance Information Institute showing that up to one in five Florida homeowners are uninsured due to rising premiums. Without proper coverage, these homeowners face devastating financial losses when hurricanes strike.
Protect Your Home with ValueGuard Property Insurance™
Basic Florida property insurance, such as American Integrity's ValueGuard Property Insurance™, offers essential financial protection for Florida homeowners. This flexible policy allows customers to customize coverage, including optional add-ons like flood insurance, to fit their needs and budgets.
ValueGuard Property Insurance™ also offers homeowners the flexibility to customize their policies with optional add-ons to enhance coverage according to their individual needs and preferences. This includes an optional flood insurance endorsement.
Prepare Your Home and Plan Ahead
- Reinforce your home’s roof and windows.
- Secure outdoor furniture and yard items.
- Build a family emergency plan and stay informed during hurricane season.
At American Integrity Insurance, we’re dedicated to helping Floridians protect what matters most — their homes, families, and peace of mind.
Learn more about ValueGuard Property Insurance™.
Putting our products to the test when the unexpected occurs
Don’t just take it from us – hear from real customers about how our Claims Team helped rebuild their homes after a loss.
Frequently Asked Questions
We get it, the details of insurance policies are complex. These answers to some of our most commonly asked questions should help make it a little easier.
See All FAQs
Your premium is based on factors like the value of your home or personal property, your location, and the types of coverage you select.
The declarations page on your policy will outline specific coverages, including what’s protected and what’s not. We recommend reviewing your policy with an agent to fully understand your protection.
You can file a claim with American Integrity by calling our 24/7 claims line at 1-866-277-9871 or filing online through our Customer Portal. If you have tropical storm or hurricane-related damage, please call 844-MYAIIC1 (844-692-4421).
Yes! As your needs change, you can adjust your coverage to make sure you’re always fully protected. You can also add additional insureds, like a co-owner or spouse, who have a financial interest in your property. Talk to your agent to update your policy.
We offer coverage designed for the Southeast’s unique risks, like hurricanes and flooding, supported by deep local expertise and outstanding service. Our broad product portfolio covers everything from homes to boats, golf carts, and rental properties—always with integrity at the heart of what we do.
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