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Facing Nature's Ice Storms
Hailstorms might not last long, but the damage they cause can be significant. At times during severe thunderstorms, hailstones, which range in size from small pellets to large golf balls, can fall at high speeds, causing dents in cars, breaking windows, and even damaging roofs.
Here's what you need to know to protect your home and property from these icy threats.
Simple Steps to Protect Your Home
Taking steps to prepare your home to withstand hail strikes can help minimize damage to your property. Here’s how to get ready:
Inspect and Reinforce Your Roof
Regularly check your roof for loose or damaged shingles and replace them as necessary. Consider installing impact-resistant roofing materials that are designed to withstand hail.
Protect Your Vehicles
Park your car in a garage or under a carport so it is protected from potential hail damage. If you are unable to park in a garage and have time before a hailstorm hits, move your vehicle to a location where it will be protected from the storm.
Stay Informed
Sign up for local weather alerts on your phone and keep a battery-powered radio handy to stay updated on severe weather conditions. Pay attention to warnings from local authorities and be ready to take action when a hailstorm is imminent.
Create an Emergency Plan
Identify a safe, windowless area in your home, and plan to bring pets indoors, avoid windows, and unplug devices during hailstorms.
Assess, Repair, and Recover
Once the hailstorm has passed, it’s time to assess the damage and start the recovery process.
Check for Damage
Inspect Your Property
Once you’ve determined the storm has passed and it’s safe to go outside, carefully inspect your roof, windows, siding, and any vehicles for damage. Look for dents, cracks, or broken glass.
Document the Damage
Take photos and videos of any damage to your property. This documentation will be crucial when filing an insurance claim.
Avoid Dangerous Areas
Be cautious of fallen power lines or trees that may have been damaged by the storm. Report any hazards to local authorities.
Make Temporary Repairs
Cover broken windows or holes in your roof with tarps or plastic sheeting to prevent water from entering your home. Keep receipts for any materials you purchase for these repairs, as they may be reimbursed by your insurance.
File an Insurance Claim
Contact Your Insurance Provider
Report damage to American Integrity as soon as possible to start the claims process. Take photos of the damage and keep any receipts for temporary repairs.
Watch for Scams!
Beware of anyone who solicits your business or tries to convince you they can get you something for free. Please vet potential contractors carefully and consider reaching out to your agent or insurance company for a contractor referral.
Stay in Contact
Keep in touch with your insurance adjuster and be available for any inspections or additional information they may need to ensure a speedy claims resolution.
Safety for Now & the Future
Care for Your Family
Ensure everyone in your household is safe and uninjured. If the storm caused significant damage, consider staying with friends or family until repairs can be made.
Reinforce Your Home
As you’re completing repairs, consider investing in hail-resistant roofing and windows to better protect your home from future storms. Review your emergency plan and make any necessary adjustments based on your experience.
Preparedness Brings Peace of Mind
By following these steps before, during, and after a hailstorm, you can help minimize damage to your home and keep your family safe. Stay vigilant, be prepared, and you’ll be ready to face whatever nature throws your way.
What You Need to Know About a Popular Scam in Florida
If a contractor knocked on your door to tell you that you have hail damage to your roof, you might be inclined to believe them. But this could be a scam. As a reminder, it’s illegal for roofing contractors to solicit customers.